There are so many types of money, but there are three basic types: real money, money you earn, and money that is gained through work or effort. Real money is always tangible. Some people call it paper money, but that is a misnomer since it can’t be used to buy things. Money you earn is the currency that we use to buy things, and it is the only money that should be considered real money.
Money you earn can come from a variety of sources: wages, inheritance, and the like. However, those sources are not real money. Money you earn is money you earn. Money that is gained through work or effort is money that is given to you because someone worked hard to earn it. Money that you earn is money you earn.
Money earned through work is money that is earned as a reward for work performed. Wages are not real money because you are not given a thing for doing work, but rather because someone has put in a good deal of work. In fact, most of the money you make is from your hard work, so it is not real money. Earnings are real money because there is a market for them.
Wages are not real money because you are not given any thing for doing work, but rather because you are given a thing for doing work. They are not real money because there is no market for them. Wages are not real money because they are not given to you because someone worked hard to earn them. They are not real money because you are not given a thing for doing work. They are not real money because you are not given a thing for doing work. They are your wages.
When you are given a thing for doing work, you can only use it to do some work. You cannot have any money from it, you cannot have any goods from it, and you cannot have any services from it. All you can get from it is money. When someone gives you something for doing work, you are not forced to use it. You can use it however you want, however long you want, however many times you want.
In modern society, you can go to a barber, a bar, or a bank and get a loan. You do not need to use the money you get from your barber, your bar, or your bank, because it is not like you have to pay interest for using the loan money. You get the money back at the end of the loan term. You can buy things, you can do things, you can buy services, and you can have access to the services you buy.
Today’s finance is actually even more regulated than the finance of the past. In fact, the regulations are so strict that you cannot get a loan from a bank today because a loan is considered ‘too risky’. You can, however, get a loan from a credit union. You just need to show them that you are self-sufficient and they can give you a small loan.
The new credit-union lending model that we’re seeing is a direct descendant of the old system. Credit unions are supposed to be financial institutions that “provide access to financial products” like life insurance, savings accounts, loans, and credit cards. In fact, the regulations are so strict that the credit unions were once considered “too big to fail.” The result is that the credit unions have been able to grow by getting bigger lending institutions to join them.
This is fine, but what the credit unions have done is create a new way of lending money. And the lending institutions they’ve gotten their hands on are like banks. They are the banks of finance, which is to say they are the banks of money. The credit unions and the banks are now the new banks of finance, and the old banks of finance are now the credit unions.
The result of the consolidation is that the credit unions are going to be able to lend money for a fraction of the cost of a conventional bank – and will have the advantage of being able to lend against a wider variety of collateral. But the banks of finance will be able to lend money for a fraction of the cost of a conventional bank, and will have the advantage of having better collateral, which can be anything from real estate to personal assets like stocks and bonds.
