Morgan Stansbury is an analyst working in technology in the financial industry. She is currently covering the area of technology in banking as well as the overall financial technology sector. Morgan has written for several sites including the Business Insider, CNNMoney, and the Huffington Post. She has an extensive background in the financial sector. She graduated from MIT, and received her MBA in Finance.
If you’ve ever wondered just what really goes on behind the scenes in banks, you should check out her interview with former Bank of America CEO, John Stumpf. He’s currently a senior managing director at Morgan Stanley, one of the leading investment banks in the world.
A lot of people assume that Morgan was a part of the Bank of America underwriting of mortgage loans. That, of course, is not the case. Morgan was a major client of the Bank of America, and it was the Bank of America that gave the mortgages to the borrowers.
That’s right. Morgan has an equity stake in the Bank of America, and so when banks make loans to people, they are ultimately giving the bank money. The borrower is the person that the bank owns the loan to, and the person who the bank lends to is actually the person that the bank is giving money to.
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